Terms and Conditions:
You can lay-by purchases any item and spread the payment over a period of 6 (six) months. To establish a lay-by, you must pay a 10% deposit.
Lay-bys are available for up to 6 (six) months, payments can be made online at the checkout point or directly into our office.
You can collect (or have it delivered) your purchases 7 days (working – days) after you have paid in full for the lay-by.
Lay-bys may be cancelled by you at any time during the term, in which case you will be entitled to a refund of the amount you have paid.
Refunds for lay-by payments will be made using the original payment method only.
It is your responsibility to make the regular lay-by repayments.
Failure to make payments when they are due or collect lay-bys by the due date will be treated as cancellation of the lay-by.
G.C Manufacturing Jewellery (Pty) Ltd is not required to contact you before cancelling a lay-by for non-payment.
If your lay-by is cancelled, you will be entitled to a refund of the amount you have paid.
G.C Manufacturing Jewellery (Pty) Ltd are entitled to charge a reasonable termination fee for cancellation of Lay-By agreements.
The cancellation fees applicable to your agreement are 15% of the total amount already paid.
The manufacturing process of your order will be started immediately after receiving the last payment, and can be collected or delivered 7 days (working days) after the last payment.
During the manufacturing process no alterations can be made to your original order, and item cannot be returned or refunded (21. Return & Refund Policy)
Lay-by is not available on clearance and discontinued products, pre-paid cards and vouchers and in any discounted promotional offer.